Gain peace of mind knowing your interest rate is guaranteed, and benefit from a range of terms to fit your investment needs.
A great way to invest.
A Guaranteed Investment Certificate (GIC) is an investment that offers a guaranteed rate of return over a specific period of time. A GIC is a perfect way to invest and earn interest. Why risk your money in the market, when you can guarantee your return? Start earning more today with an Optimum GIC.
Fixed Rate Investments
1-Year Fixed
3.90%*
2-Year Fixed
3.65%*
3-Year Fixed
3.50%*
4-Year Fixed
3.45%*
5-Year Fixed
3.45%*
Cashable 1-Year GIC
2.75%*
Step-By-Step GIC
2.75%*
*Rates quoted are for the full quoted term. New funds only. Minimum investment of $500. Terms and conditions apply. Rates are subject to change without notice.