Benefit From a Range of Terms to Fit Your Investment Needs.

A Guaranteed Investment Certificate (GIC) is an investment that offers a guaranteed rate of return over a specific period of time. A GIC is a great way to invest and earn interest. Why risk your money in the market, when you can guarantee your return? Start earning more today with an Optimum GIC.

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Fixed Rates
From 6 months
to 7 years.
We Have The Experience To Make Purchasing Your Next Home Simple And Hassle-Free.

Our mortgage specialists know every home purchase is unique, that’s why we work closely to customize a mortgage that works for you. This includes features like quick approvals, exclusive add-ons, convenient terms, flexible pre-payment options and low rates.


5-year, fixed conventional mortgage
+$4,500 Cash Back*
5-Year Fixed-Rate Core Mortgage
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Benefits To You

  • Affordable payments
  • No early repayment penalty fees
  • Lower rates than most credit cards

Personal Loans Made Easy!

Our quick, hassle-free, online application process means you get approved and receive money in your account so it’s available when you need it.

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Why Omnia Direct?

Omnia Direct makes banking easy. Avoid spending time in lineups at the branch and gain access to competitive financial products from the comfort and convenience of your home.

Quality customer service and cultivating a long-lasting relationship with you is our top priority.

*The cashback offer is only available for applications received between March 15 and May 31, 2024 on a 5-year, fixed conventional mortgage. The core special mortgage rate is only available to new WFCU mortgage holders for applications received between March 15 and May 31, 2024. All mortgage applications are subject to additional restrictions and conditions, credit approval, and must be funded within 120 days of the application date. This offer may be changed or withdrawn at any time, without notice, and cannot be combined with any other offers. Visit for details.

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Questions? Call Us
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Questions? Contact Us