1 Year GIC
Optimum
GICs
Benefit From a Range of Terms to Fit Your Investment Needs.

A Guaranteed Investment Certificate (GIC) is an investment that offers a guaranteed rate of return over a specific period of time. A GIC is a great way to invest and earn interest. Why risk your money in the market, when you can guarantee your return? Start earning more today with an Optimum GIC.

Deposit Specials

1-Year Fixed
5.40%*
View All Rates
Fixed Rates
From 6 months
to 7 years.
We Have The Experience To Make Purchasing Your Next Home Simple And Hassle-Free.

Our mortgage specialists know every home purchase is unique, that’s why we work closely to customize a mortgage that works for you. This includes features like quick approvals, exclusive add-ons, convenient terms, flexible pre-payment options and low rates.

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Get Approved
Today!
Benefits To You

  • Affordable payments
  • No early repayment penalty fees
  • Lower rates than most credit cards

Personal Loans Made Easy!

Our quick, hassle-free, online application process means you get approved and receive money in your account so it’s available when you need it.

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Why Omnia Direct?

Omnia Direct makes banking easy. Avoid spending time in lineups at the branch and gain access to competitive financial products from the comfort and convenience of your home.

Quality customer service and cultivating a long-lasting relationship with you is our top priority.

*Rates quoted are for the full quoted term. New funds only. Minimum investment of $500. Terms and conditions apply. Rates are subject to change without notice.

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Questions? Call Us
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Questions? Contact Us